Crystal River Homes under $500,000

Crystal River Homes under $500,000

Welcome to Crystal River, Florida—a hidden gem nestled in the heart of Citrus County. Known for its stunning natural beauty and vibrant community, Crystal River is a paradise for nature lovers and outdoor enthusiasts alike. With its crystal-clear springs, lush landscapes, and abundant wildlife, this charming city offers a unique blend of small-town charm and coastal allure.

As you explore the inviting neighborhoods of Crystal River, you'll discover a range of homes priced under $500,000, making it an attractive destination for first-time buyers, retirees, and families seeking a serene lifestyle. These homes often feature spacious layouts, modern amenities, and easy access to the area's breathtaking waterways. Imagine waking up to the gentle sounds of nature, with the chance to kayak alongside manatees or enjoy a sunset stroll along the picturesque shoreline—all just moments from your doorstep.

The community is rich in local culture, with delightful shops, restaurants, and recreational activities that cater to all ages. Whether you're diving into the local history at the Crystal River Archaeological State Park or enjoying a day of fishing on the Gulf of Mexico, there's no shortage of adventures waiting for you.

With its affordable housing options and a lifestyle that embraces the great outdoors, Crystal River is more than just a place to live; it's a place to thrive. Come experience the warmth and charm of this beautiful city, where your dream home awaits!

Newest Crystal River Homes under $500,000

1635 N Marlborough Loop, Crystal River
$333,000
4 Beds ⋅ 2 Baths ⋅ OM732432 MLS
Welcome to Meadowcrest! Nestled on a spacious .37-acre lot, this beautifully designed 4-bedroom, 2-bath pool home offers 2,044 square feet of comfortable living space with soaring ceilings, abundant natural light, and a layout designed for both everyday living and entertaining. From the moment you step inside, you'll appreciate the dramatic foyer with elevated ceilings, formal dining space, and an expansive living room featuring a cozy gas fireplace, custom built-ins, and sliding glass doors leading to your private screened pool. The kitchen offers great cabinet and counter space, a breakfast bar, pantry, and a sunny breakfast nook. The spacious primary suite is a true retreat with private pool access, dual walk-in closets, dual vanities, a jetted soaking tub, and a separate walk-in shower. Three additional bedrooms provide flexibility for family, guests, or a home office. Step outside to your screened lanai and enjoy Florida living at its best with a sparkling in-ground pool featuring updated marcite (2019) and a new pool pump (2026)—perfect for relaxing or entertaining year-round. Additional updates that provide peace of mind, include a new roof (2021) and an updated water heater. Located in the highly sought-after Meadowcrest community, you'll enjoy a low monthly HOA that includes trash service, cable, high-speed internet, and access to the community's recreation facilities, including a clubhouse, community pool, and tennis courts. Conveniently located just minutes from everything Crystal River has to offer, including world-famous springs, boating, fishing, waterfront dining, shopping, medical facilities, and the Suncoast Parkway extension, providing an easy commute to Tampa and surrounding areas. Offering the perfect combination of value, space, amenities, and location, this is a home you won't want to miss!

1635 N Marlborough Loop, Crystal River
2857 N Rivers Edge Boulevard Unit 214, Crystal River
$495,000
2 Beds ⋅ 2 Baths ⋅ W7890074 MLS ⋅ Bldg 210 BLDG.
This is the ONE!! THE VERY END OF RIVER COVE! FURNISHED CONDO WITH AN OPEN WATER VIEW! The best view in all of River Cove! Fabulous open water views from almost every room! Location is key! Don't miss out on investment opportunities, rentals are allowed! Enjoy the Cathedral ceilings, open floor plan and windows everywhere that create the open, sunny and happy feeling. This condo was professionally designed with custom furnishings throughout.....all included! The kitchen boasts of quartz countertops, stainless steal appliances and beautiful wood cabinets. LVP flooring throughout, plantation shutters and electronic blinds. Cargo lift just off of the deck for easy living. The home also allows for ample storage for your toys, even your boat and trailer. Enjoy nature right off your balcony, the impression of floating above the river gives this home a feel all it's own. You and your family will enjoy fishing, kayaking, boating, paddle boarding, and the beautiful wildlife. The amenities include a large saltwater pool, clubhouse, tennis courts, ping pong, pool, corn hole and a cookout area. This is the most quiet, peaceful condo in all of River Cove. Don't miss out, this won't last long!

2857 N Rivers Edge Boulevard Unit 214, Crystal River
260 Se 16th Terrace, Crystal River
$299,900
2 Beds ⋅ 2 Baths ⋅ TB8553963 MLS
Virtually Staged. COMPLETELY REFRESHED and MOVE-IN READY in CRYSTAL RIVER! This spacious 2-bedroom, 2-bath home offers approximately 1,640 square feet of living space on an approximately .34-acre homesite with NO HOA, an attached garage and a fenced outdoor area. The interior has undergone extensive improvements, creating a clean, updated home with an OPEN AND FUNCTIONAL layout. Improvements include a NEW 2025 ROOF, newer HVAC, updated plumbing, electrical wiring, outlets and lighting, new lower cabinetry and updated appliances. The renovation work was permitted and finalized, with supporting documentation and invoices available. The kitchen and living spaces provide plenty of room for everyday living and entertaining, while the two-bedroom, two-bath configuration offers comfortable separation and flexibility. Outside, the generous homesite and fenced yard provide additional space for outdoor living, pets, gardening or recreation. The property previously experienced storm-related water intrusion from Hurricane Helene and was subsequently remediated and renovated. Supporting renovation and permit documentation is available for review. A recent homeowners insurance quote has also been obtained. Buyers should perform their own inspections and due diligence regarding property condition, insurance and flood-related matters. LOCATION is another standout feature. Enjoy convenient access to DOWNTOWN CRYSTAL RIVER, Kings Bay, Hunter Springs, Three Sisters Springs, restaurants, shopping, boating and the area's renowned springs and waterfront recreation. If you have been looking for an UPDATED CRYSTAL RIVER HOME with substantial recent improvements, generous outdoor space and convenient access to the area's waterfront attractions, this one deserves a closer look.

260 Se 16th Terrace, Crystal River
1233 N Egret Point Unit 125, Crystal River
$97,500
2 Beds ⋅ 2 Baths ⋅ TB8554395 MLS ⋅ Bay Villas BLDG.
Coastal Living Awaits at this Waterfront Condo with Custom Potential! Enjoy the ultimate carefree coastal lifestyle in this 2-bedroom, 2-bathroom condo. Newer metal roof. Offered in its original condition, this unit is a true blank canvas just waiting for your personal touch. The best part? Insurance money is available to the new buyer, giving you the unique financial jumpstart to design and create the beautiful, modern model of your dreams. Stop spending your weekends on tedious home maintenance and start spending them enjoying the breathtaking Gulf of Mexico. Tennis Courts and Community Pool.

1233 N Egret Point Unit 125, Crystal River
7962 W Riverbend Road, Crystal River
$250,000
2 Beds ⋅ 2 Baths ⋅ OM733106 MLS
Endless water activities and a vacation-ready lifestyle await in this charming slice of effortless Florida living. Built in 2024, this beautifully crafted 2-bedroom, 2-bath bungalow home blends comfort, style, and an unbeatable location with serene water views and Lake Rousseau boat ramp access directly across the street. Whether you’re seeking a full-time residence, a peaceful retirement retreat, or a turnkey Airbnb investment, this property delivers at every level. Enjoy peace of mind at every turn, as everything is fresh, modern, and move-in ready, featuring elegant crown molding, low-maintenance luxury vinyl plank flooring, an eye-pleasing color palette, and quality finishes throughout. The living room offers a welcoming ambiance with a tray ceiling, ceiling fan, and double sliders that allow desirable natural lighting and easy access to the covered front porch. The spacious rocking chair porch creates an ideal spot to relax and unwind while enjoying breathtaking sunsets and peaceful water views after a day spent on the water. The well-appointed kitchen includes stainless steel appliances, sleek shaker-style cabinetry, recessed LED lighting, a stainless apron sink, and an island overlooking the living area for effortless entertaining. The good-sized lot provides plenty of space for outdoor entertaining and ample space to park your boat and recreational equipment. Directly across the street, a boat ramp provides easy access to Lake Rousseau, perfect for boating, fishing, and scenic boat rides all the way to Rainbow Springs. With a fantastic location just 13 minutes from both Three Sisters Springs and Rainbow Springs, you'll enjoy priceless proximity to some of Florida’s most stunning natural attractions. Offering move-in-ready modern amenities in a standout location, this home presents a rare opportunity to experience Florida’s coastal lifestyle at its best.

7962 W Riverbend Road, Crystal River
11255 W Bayshore Drive Unit 81, Crystal River
$119,700
2 Beds ⋅ 2 Baths ⋅ TB8554234 MLS ⋅ 81 BLDG.
Coastal Living Awaits at this Waterfront Condo with CUSTOM POTENTIAL! Enjoy the ultimate carefree coastal lifestyle in this 2-bedroom, 2-bathroom waterfront condo. Newer metal roof. Offered in its original condition, this unit is a true blank canvas just waiting for your personal touch. The best part? Insurance money is available to the new buyer, giving you the unique financial jumpstart to design and create the beautiful, modern model of your dreams. Stop spending your weekends on tedious home maintenance and start spending them enjoying the breathtaking Gulf of Mexico. Needs Cabinets, Appliances, AC unit.

11255 W Bayshore Drive Unit 81, Crystal River
11543 W Bayshore Drive Unit 110, Crystal River
$120,000
2 Beds ⋅ 3 Baths ⋅ TB8554248 MLS ⋅ 110 BLDG.
PUT YOUR TOUCHES ON THIS ONE.....This 2 story condo has insurance money to complete renovations. It needs drywall, cabinets, appliances and AC. CHOOSE your own finishes and live in this waterfont paradise. Community Pool, Tennis Courts, WIFI, Public sewer and water. Newer Metal roof. Bedrooms are located on the second Floor. Laundry is on the first Floor. This unit had a dock so a new one can be built if desired. Waterfront community. Approx 7 miles to town.

11543 W Bayshore Drive Unit 110, Crystal River
1297 N Osprey Unit 175, Crystal River
$85,000
1 Beds ⋅ 1 Baths ⋅ TB8553288 MLS ⋅ 175 BLDG.
Bring Your Vision & Boat: Custom Ground-Floor Waterfront Condo! Create your dream REREAT in The Islands, a peaceful, highly sought-after boating and waterfront community. This cozy 1-bedroom, 1-bathroom ground-floor condo is a complete blank slate waiting for your personal style. The Ultimate Advantage: Insurance money is available for you to choose your own custom finishes! Select your exact cabinets, countertops, appliances, A/C unit, and drywall—all built out to your personal taste. Community & Location Highlights: This unit had a dock at one time and can be rebuilt with proper permitting. Resort Amenities: Sparkling community pool and tennis courts. Boater’s Dream: Located just minutes from the open waters of the Gulf by boat. Prime Location: Quiet, serene setting just 7 minutes from town. Investment Potential: 3-month minimum rental policy offers great flexibility. Don't miss this rare opportunity to own a customized waterfront haven! Close

1297 N Osprey Unit 175, Crystal River
9494 N Northcut Avenue, Crystal River
$85,000
2 Beds ⋅ 2 Baths ⋅ G5118382 MLS
One fully fenced acre in Crystal River with an RV barn, storage sheds, and room for all the toys. This 2 bedroom, 2 bath manufactured home has a metal roof, and a 2014 HVAC. The main bedroom is large and has plenty of room to spread out. The second bedroom has its own ensuite bath. An addition gives you a bonus room with an insulated roof and a window AC unit, so it works as a den, office, or hobby room. The enclosed patio also has an insulated roof and vinyl windows, which adds more usable living space. There are extra cabinets where the laundry used to be. The land and outbuildings are the real draw here. There's electric in every shed, including the RV barn. One shed is set up as a laundry room with a cold water hookup.

9494 N Northcut Avenue, Crystal River
8614 W Varricchio Lane, Crystal River
$485,000
3 Beds ⋅ 2 Baths ⋅ OM732874 MLS
3.03 ACRES | NO HOA | PRIVATE SETTING | ROOM FOR ANIMALS | EXTENSIVELY UPDATED This historic Citrus County property has been lovingly maintained by the same family for over 50 years. The custom-built 3-bedroom, 2-bath ranch-style home sits on 3.03 fully fenced and gated acres consisting of three adjoining 1.01-acre lots. With no HOA, no through traffic, and approximately 45 acres bordering the rear, this property offers the privacy and space of a true Florida homestead. Located in desirable DeRosa Village just north of downtown Crystal River, the property is minutes from world-renowned Three Sisters Springs and Kings Bay. The split-bedroom floor plan features an open living and dining area with vaulted ceiling, recessed lighting, natural-stone fireplace, travertine flooring, and multiple skylights. The kitchen offers custom imported hardwood cabinetry, granite countertops, stainless-steel appliances, and a gas oven/range with custom exhaust hood. Hardwood cabinetry and granite continue into the dining area with a built-in bar and wine rack. The adjoining family room features hardwood flooring and windows overlooking the landscaped grounds. The primary suite includes a walk-in closet and private bath with custom vanity, granite counters, and a large arched walk-in shower with seat and ceiling-mounted rain shower head. Two additional bedrooms share a beautifully appointed bath with custom cabinetry, granite, travertine, and built-in shower shelving. A 462-sq-ft finished flex/utility space provides excellent options for an office, gym, hobby room, studio, or bonus area. The home also features a 26kW Generac whole-house generator installed in 2025, supplied by an underground 500-gallon propane tank with wireless fuel monitoring. Additional features include a hardwired security system, custom metal security doors, and 3M safety/security window film on the windows and skylights. Outbuildings include a 20' x 40' steel accessory building with concrete floor, electric service, and two 16' x 10' pull-through garage doors, plus a 12' x 16' barn-style shed with double lofts. The grounds have been cultivated for more than four decades and feature productive gardens, fruit trees, vines, tropical plantings, fenced growing areas, a multi-section chicken coop, garden sheds, and dedicated workspaces. A four-zone Rain Bird irrigation system with automatic timer, drip-line irrigation, digital timers, and multiple water spigots supports the grounds. Major updates include the whole-house generator (2025), septic drain field (2022), garage-to-flex-space conversion (2022), roof (2021), and HVAC (2021). The home, accessory building, and barn shed are located in preferred Flood Zone X. The future Citrus Avenue exit of the Suncoast Expressway is planned just minutes away, providing future access toward the Tampa Bay area. Showings by appointment only.

8614 W Varricchio Lane, Crystal River
12032 W Waterwood Drive, Crystal River
$375,000
2 Beds ⋅ 1 Baths ⋅ TB8551041 MLS
WATERFRONT LIVING WITH DIRECT GULF ACCESS! Discover the possibilities at this rustic waterfront home in Crystal River, situated on a canal with bridge-free access to the Gulf. The main living area is upstairs--2 bedrooms, 1 bath, living room with stone-front wood-burning fireplace, and a rustic kitchen that is ready for your personal touches to pair with the timeless wood burning stove. Sliding glass doors open from the living room to the screened porch so you can enjoy the waterfront setting and Florida breezes. Another stone-front fireplace in the downstairs entertainment/workshop/storage area opens up options for use of the downstairs space. The adjoining carport that keeps your vehicle out of the Florida sun can also be an expansion of the downstairs entertainment space. This unique property offers waterfront lifestyle, outdoor living, and versatile lower-level utility. Designed for enjoying the Florida waterfront lifestyle, with rip rap seawall, a floating dock, and a personal boat ramp, it is ready for you to bring your boat, kayaks, fishing gear, and water toys and take advantage of the canal's connection to the Gulf. Make this Crystal River waterfront property your own! Short term rentals allowed. Roof 2022, Windows 2024, AC 2025.

12032 W Waterwood Drive, Crystal River
6410 W Cannondale Drive, Crystal River
$289,900
4 Beds ⋅ 2 Baths ⋅ TB8549363 MLS
OH, WHAT A FEELING! Offering 2,178 sqft of living space in the sought-after Meadowcrest community of Fox Hollow, this 3-bedroom PLUS DEN/possible 4th bedroom, 2-bath home w/2-car garage brings together a REMODELED KITCHEN, flexible living spaces, a spacious FLORIDA ROOM & a thoughtfully designed split floor plan. Crisp WHITE CABINETRY, QUARTZ COUNTERTOPS & STAINLESS-STEEL APPLIANCES give the recently remodeled kitchen a fresh, modern feel, while the adjoining eat-in area w/BAY WINDOW creates the perfect spot for casual meals or morning coffee. The formal dining room gives you even more options—holiday dinners, entertaining, or easily reimagine the space as a sitting area, music room or hobby space. The spacious primary suite offers a comfortable retreat w/a WALK-IN CLOSET & ensuite featuring a WALK-IN SHOWER & large linen closet. On the opposite side of the home, two additional bedrooms & a guest bath can be closed off behind a POCKET DOOR, creating a private guest wing—a clever feature when company comes to stay! Need an office, den, craft room or 4th bedroom? YOU’VE GOT OPTIONS! There’s still more living space in the spacious FLORIDA ROOM, ready for an afternoon read, game night, entertaining or simply enjoying the Florida sunshine year-round. Practical features include INDOOR LAUNDRY, pantry, pull-down attic stairs, dual-pane windows, irrigation & an attached 23x24 garage. PUBLIC WATER & SEWER plus NO FLOOD ZONE are ALWAYS a plus! But Meadowcrest is about more than the house—it’s a LIFESTYLE! Take a dip in the COMMUNITY POOL, meet up for PICKLEBALL or LIGHTED TENNIS, enjoy SHUFFLEBOARD, the PARK/PLAY AREA, GAZEBO or spend time at the CLUBHOUSE w/community kitchen. Even better, the monthly HOA includes GROUNDS MAINTENANCE, CABLE, Wi-Fi, TRASH REMOVAL, recreational facilities, road maintenance & reserve funding—giving you more time to enjoy where you live & less time worrying about the yard! And when you’re ready to explore beyond Meadowcrest, you’re in CRYSTAL RIVER—where the WATER is part of the lifestyle! Head out to KINGS BAY & THREE SISTERS SPRINGS for kayaking, paddling, boating & some of Florida’s most memorable wildlife experiences, including the opportunity to SWIM WITH THE MANATEES in their natural habitat. From spring-fed waters & fishing to boating, paddling & days spent outdoors, this is what Florida’s Nature Coast is all about! Prefer a shopping day or dinner out? THE SHOPPES AT BLACK DIAMOND is approximately a 10-minute drive away, bringing Target, Aldi, Panera Bread, Starbucks, Texas Roadhouse & more within easy reach. OH, WHAT A FEELING… when home gives you this much flexibility, community amenities AND the Crystal River lifestyle! FREE 1-year HOME WARRANTY for PEACE OF MIND is OFFERED to the BUYER!

6410 W Cannondale Drive, Crystal River
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